Alcohol addiction is a serious issue that affects many individuals and their families throughout Australia. Seeking alcohol rehab treatment is a crucial step towards recovery, but the cost of rehab can be a significant concern for many.
Robert Rushford, Partner Release My Super
Access your Superannuation
Release My Super specialises in the access of super for alcohol rehab and treatment. The ATO will release your superannuation on compassionate grounds if you meet the eligibility requirements of the compassionate ground you’re applying for and have not paid for the expense – they can only approve the compassionate release of superannuation to help you with unpaid expenses.
Health Insurance
One of the primary ways to pay for alcohol rehab is through private health insurance coverage. Many insurance plans offer coverage for substance abuse treatments, including alcohol rehab. It is essential to review your insurance policy to understand the extent of coverage for addiction treatment.
Some private insurance policies may cover both inpatient and outpatient rehab programs, while others may have certain limitations. Contact your insurance provider directly to gather detailed information about your coverage and any out-of-pocket expenses you may incur.
Employee Assistance Programs (EAPs)
If you are employed, check if your company offers an Employee Assistance Program (EAP). EAPs are designed to assist employees with various personal issues, including substance abuse. These programs may provide financial assistance or referral services for drug and/or alcohol rehab treatment.
Reach out to your HR department or the designated EAP coordinator to inquire about the available benefits and how to access them. They can guide you through the process and provide information about the coverage and support options.
State-Funded Programs
States often have programs in place to help individuals struggling with addiction access affordable treatment options. These state-funded programs can provide financial assistance or low-cost rehab services. The availability and scope of these programs may vary, so research your state’s resources or contact local health organisations for more information.
Non-Profit Organisations
There are various non-profit organisations and foundations that offer grants or scholarships to individuals in need of alcohol rehab treatment. These organisations aim to reduce the financial burden and increase accessibility to quality rehab services.
Do thorough research online or reach out to local community organisations to identify non-profit organisations that provide financial assistance for alcohol rehab. Submit applications following their guidelines and criteria to be considered for their support.
Taking out a personal loan is another option to consider. Explore different lending institutions to find favorable interest rates and repayment terms. Keep in mind that taking on debt should be done cautiously, and it is crucial to plan for repayment to avoid financial strain.
Paying for alcohol rehab can be challenging, but as you can see there are various options available to help you access the treatment you need. Utilise your superannuation, health insurance coverage, explore employee assistance programs, research state-funded programs, and seek assistance from non-profit organisations.
Take the necessary steps to overcome alcohol addiction and embrace a healthier life.
Release My Super
Release My Super works with a selection of Rehab facilities in Australia and South East Asia, on the basis that we have reviewed their programs and in most cases visited the facilities many times with our medical representatives.
We do not approve facilities unless we have undertaken the above assessment/s and we do not take payments or fees for referrals to any of our partners.
Release Of Superannuation For Drug And Alcohol Rehab, Mental Health Treatment, And IVF Under The Compassionate Release Of Super Program. 1300 090 261
