1300 090 261
1300 090 261

Accessing Super

For IVF

Unlock Your Super – Turn Your Parenthood Dreams into Reality with IVF Support.
Am I eligible?

Accessing Super for IVF can be extremely difficult. Release My Super is here to help.

Those of you having trouble Accessing Super for IVF and accessing their superannuation savings for IVF will need to complete an application under the ‘mental health’ provisions of the compassionate release of superannuation program. RMS can usually get clients booked in to see a psychiatrist within 24 to 48 hours. The test for eligibility is that you are suffering from an “acute or chronic mental illness” and this requirement means that you will need a report from a psychiatrist and your GP.

If you require an assessment with a psychiatrist, call our team on 1300 090 261 for an appointment, usually within 24 hours.

Release My Super specialises in the release of super for IVF treatment

We have consultant psychiatrists to assist in the process and appointments can usually be completed within 24 hours. Let us help you understand the nature of an application to pay for IVF treatment from your superannuation savings.

Find out if you're eligible

You will require medical reports from a General Practitioner and Psychiatrist.

Reference ATO Website  | Mental Health

The ATO website has been amended to require that “the registered medical specialist must be specialised in the area in which they are giving their opinion.” If you apply for treatment of an acute or chronic mental illness,  applications will require a medical report from a psychiatrist. Advice (2/8/21 from ATO), from 30/9/2021 all applications submitted under mental health MUST have a psychiatric report.

Fees on an IVF application
  • I want to lodge my own IVF application to the ATO.
  • I want assistance to lodge my IVF application to the ATO.

At RMS we like to make it as easy as possible for clients and respect some applicants are comfortable doing the lodgement and only require a psychiatric assessment for their IVF application.

Other clients feel they need more support and want RMS to drive their application and submit the paperwork.

  • $770 – psychiatric assessment and report for IVF.

$495 – We take care of ensuring all the paperwork is in accordance with ATO requirements for an IVF application.  We hold your hand and don’t let go until the money hits your account.  This includes ironing out any problems that occur with the ATO and your super fund.

RMS normally has clients booked in to see a psychiatrist within 24 to 48 hours.

NO MEDICARE REBATES AVAILABLE

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The ATO will only release your superannuation on compassionate grounds if you:

  • meet the eligibility requirements of the compassionate ground you’re applying for
  • have not paid for the expense – they can only approve the compassionate release of superannuation to help you with unpaid expenses. If you have already paid the expense using a loan, a credit card, or money borrowed from family or friends, you do not meet the eligibility requirements.
  • can’t afford to pay the expenses without accessing your super e.g. by obtaining a loan or using your savings
  • are a citizen or permanent resident of Australia or New Zealand
  • provide all required supporting evidence and invoices/quotes.

RMS can usually get clients booked in to see a psychiatrist within 24 to 48 hours.

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General Questions

Yes, you can apply for early release of your superannuation to cover out-of-pocket expenses for IVF and other fertility treatments.

According to IVF Australia, one IVF cycle can cost approximately $10,532

Early release of superannuation can potentially cover various fertility treatments, including:

  • In Vitro Fertilisation (IVF)
  • Obtaining donor eggs or sperm (altruistic)
  • Egg freezing
  • Other fertility-related procedures

We offer a comprehensive service that includes:

  • Assessing your eligibility
  • Facilitating psychiatric assessments
  • Preparing and submitting all necessary forms to the ATO
  • Liaising with your superannuation fund and lodging the necessary paperwork

In most cases however, clients utilise us for Psychiatric appointments and then self-lodge.

Yes, you will need medical reports from both a General Practitioner and a Psychiatrist. The ATO requires certification that you are suffering from an “acute or chronic mental illness”. Our psychiatrists specialise in this area and can provide you with the necessary documentation for a successful application.

Appointments with our GPs and Psychiatrists are immediate and generally booked within 24 hours of the application process commencing. Our team will then collate the necessary documentation and proceed to lodge an application to the ATO. Once this has been lodged and approved, we then liaise with your Superfund to ensure a seamless release of funds to your nominated account. The entire process generally takes about 3 weeks.

Yes, either partner can access money from their super to pay for IVF. The funds can be released from a combination of both partners’ superannuation funds or from either partner’s funds.

Find out if you're eligible

Why Choose us

Immediate Psychiatrist and GP appointments

100% Approval rate with the Australian Taxation Office

170+ 5-star Google Review

We are proudly partnered with

Accessing Super

We work hard to help our clients gain access to their superannuation savings for life’s unexpected events.

Release my Super is more than a company – we are a team committed to assisting you to understand the rules around the release of superannuation.

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