TPD insurance in superannuation provides a lump sum payment if you become totally and permanently disabled and are unable to work again.

Unlike other compassionate grounds for early super release, TPD claims are processed directly through your superannuation fund’s insurance provider, not through the ATO.

To qualify for a TPD claim, you must have a permanent physical or mental medical condition that is likely to prevent you from ever working again in a job you’re qualified for by education, training, or experience (however some policies simply require you not to be able to work at all).

Our team of specialists can assist you by:

• Assessing your eligibility for a TPD claim
• Helping you gather necessary medical documentation

Guiding you through the claim process with your super fund and insurer

Yes, you typically need certification from at least two medical practitioners.

The TPD claim process can be lengthy, often taking several months. Here at Release My Super we aim to expedite the process as much as possible.

If your TPD claim is approved, you can typically access your entire super balance, including the insurance payout.